$10,000down
Standard down payment on any refurbished used single wide from our San Antonio lot. Most are TRU Origin or Clayton Journey models priced $35K β $55K. Monthly payments typically $400 β $600.
Loan Calculator Β· No Credit Check
Mobile Home Payment Calculator.
See your real monthly payment on a refurbished mobile home with 181 South Homes owner financing. Single wide? $10K down. Double wide? $20K down. 13% rate, 15-year term β same terms we offer everyone, no credit check required.
Estimate only. Final terms depend on the specific home, your down payment, and our standard underwriting. Bring a valid ID, recent pay stub, and proof of address β we'll quote your exact number on the lot. More on our financing.
Same terms for everyone.
No bait pricing. No "depends on your credit" runaround. The terms below are what we offer every qualified buyer on a refurbished used mobile home at 181 South Homes.
$20,000down
Standard down payment on refurbished used double wides. Clayton Epic Experience and Journey doubles typically $50K β $95K. Monthly payments typically $500 β $900.
13% fixed
Standard owner-financing rate. Fixed for the full 15-year term. No rate adjustments, no surprise resets, no balloon at the end.
15years
Standard term. Makes monthly payments affordable while keeping total interest paid reasonable. Shorter terms available if you want to pay off faster.
Ready to apply?
Approval in 30 minutes.
Come to 12621 US Highway 181 South, San Antonio. Bring a valid ID, recent pay stub, and proof of address. No credit check, no bank, no waiting on underwriting.